Get car loans approved in 24 hours — new car, used car, top-up on existing loan, or balance transfer. Best rates from 15+ lenders guaranteed.
We offer 4 types of car loans to suit every need.
Buy any brand-new car from any authorized dealership across India. Get up to 100% of the on-road price financed — no down payment required for eligible profiles. Competitive rates starting at 7.25% p.a. with flexible repayment up to 84 months.
Get a used car loan for vehicles up to 10 years old. We fund up to 80–85% of the vehicle's assessed value with fast approvals and minimal documentation.
Already have a car loan running? Get a top-up loan on top of your existing EMI. Borrow up to 180% of your car's current value for any purpose — home, education, medical, or business.
Paying a high interest rate? Transfer your outstanding car loan balance to a partner bank and enjoy lower EMIs. Get a top-up loan too for extra funds at lower cost.
We compare across 15+ banks so you get the lowest rate. Updated regularly.
| Bank / NBFC | New Car Rate | Used Car Rate | Max Tenure | Max Loan | Processing Fee | Action |
|---|---|---|---|---|---|---|
SBI State Bank of India Government Bank |
7.25% | 11.00% | 84 months | ₹1 Crore | ₹0 – ₹5,000 | |
HDFC HDFC Bank Private Bank |
7.50% | 11.00% | 84 months | ₹1.5 Crore | ₹3,500 – ₹10,000 | |
ICICI ICICI Bank Private Bank |
7.75% | 11.25% | 84 months | ₹1 Crore | ₹3,500 – ₹8,500 | |
Axis Axis Bank Private Bank |
8.20% | 13.00% | 60 months | ₹75 Lakh | ₹3,500 – ₹5,500 | |
Kotak Kotak Mahindra Bank Private Bank |
7.50% | 11.50% | 84 months | ₹1 Crore | ₹5,000 – ₹10,000 | |
PNB Punjab National Bank Government Bank |
7.40% | 11.75% | 84 months | ₹50 Lakh | ₹1,000 – ₹5,000 | |
Bajaj Bajaj Finance NBFC |
9.75% | 12.50% | 84 months | ₹52 Lakh | Up to 2% |
*Rates are indicative and subject to change. Final rate depends on your CIBIL score, income, and loan amount.
Plan your finances before applying. Get an accurate estimate of monthly EMI, total interest, and complete loan breakdown.
From 7.25% p.a. — up to 100% on-road price financed
From 10.5% p.a. — cars up to 10 years old accepted
From 8.75% p.a. — reduce your current EMI significantly
From 10% p.a. — extra funds at lower cost than personal loan
Minimal paperwork. Choose your profile to see the exact documents needed.
Simple criteria. Most profiles qualify. Check yours now.
Get your loan eligibility checked in 2 minutes — no documents required at this stage
Our pre-eligibility check is a soft inquiry — it will NOT reduce your credit score
We apply to 3–5 banks simultaneously and get you the best approval offer
Fill our online form with basic details and car preference.
Our specialist calls within 30 minutes to discuss details.
We compare 15+ banks and get you the best rate.
Submit your documents. We help arrange and verify everything.
Approval within 24 hours. Sanction letter issued by bank.
Loan disbursed to dealer. Collect your keys and drive away!
We process through multiple banks simultaneously — get approved in 24 hours with same-day disbursal for select profiles.
We compare 15+ banks including SBI, HDFC, ICICI, Kotak, Axis, PNB, Bajaj Finance and more. Always lowest rate for your profile.
Every applicant gets a dedicated manager from application to delivery — smooth, hassle-free experience guaranteed.
Just 4–5 documents needed. We guide you step-by-step and submit on your behalf.
No hidden charges. No surprise fees. Every cost disclosed upfront — processing fee, prepayment charges, insurance.
We assist with insurance claims, RC endorsement, loan top-up, balance transfer, foreclosure throughout your journey.
Fill the form and our car loan expert will call within 30 minutes with the best loan offer from 15+ banks — no obligation, completely free.
Our car loan specialist calls you back within 30 minutes during working hours.
We apply to 15+ banks and get you the lowest interest rate available today.
Your personal manager handles all paperwork, bank visits, and RC transfer.