Car Finance Calculator · EMI Calculator · SIP Returns · Insurance Premium · Credit Score · Proforma Invoice. Calculate everything before you decide.
Complete on-road price, loan, EMI & monthly running cost — client-ready sheet
| CLIENT | DZIRE PETROL TOUR S CNG |
|---|---|
| EX-SHOWROOM PRICE | ₹7,51,399 |
| INSURANCE | ₹25,000 |
| REGISTRATION | ₹25,000 |
| ON ROAD PRICE | ₹8,01,399 |
| LOAN AMOUNT (Ex.Show 90%) | ₹6,76,259 |
| BALANCE AMOUNT | ₹1,25,140 |
| PROCESSING FEE | ₹4,500 |
| DOWN PAYMENT | ₹1,29,640 |
| EMI — 36 MONTHS | ₹— |
| EMI — 39 MONTHS | ₹21,654 |
| EMI — 48 MONTHS | ₹17,086 |
| EMI — 60 MONTHS | ₹14,135 |
| MONTHLY RUNNING COST BREAKDOWN | |
| CNG | ₹9,000 |
| PETROL | ₹1,000 |
| DRIVER | ₹20,000 |
| MAINTENANCE | ₹3,200 |
| INSURANCE (Monthly) | ₹2,500 |
| EMI (39 Months) | ₹21,654 |
| MISCELLANEOUS | ₹2,000 |
| TOTAL (before svc charge) | ₹59,354 |
| SERVICE CHARGE (10%) | ₹5,935 |
| TOTAL MONTHLY AMOUNT | ₹65,289 |
Car, Home, Personal, Business & Mortgage — monthly EMI + total interest breakdown
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Comprehensive premium estimate with all add-ons — third-party + own damage breakdown
Individual, family floater & senior citizen plans — estimated annual premium
Generate a professional proforma invoice — with all charges, discounts & required documents
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| Description | Amount (₹) |
|---|---|
| Ex-Showroom Price | — |
| Road Tax & Registration | — |
| Insurance (1st Year) | — |
| Logistics / No. Plates / Driver / Fuel | — |
| 4th & 5th Year Extended Warranty | — |
| Fastag | — |
| Accessories (if any) | — |
| TCS @1% | — |
| Other Charges | — |
| Sub-Total (before deductions) | ₹0 |
| Less: Discount | — |
| Less: Exchange Bonus | — |
| Less: Corporate Discount | — |
| Less: Old Car Value | — |
| TOTAL PAYABLE AMOUNT | ₹0 |
Tip for Salaried: Salary credited through NEFT/RTGS into a bank account with 6+ months of history gives the best loan approval chances. Government / PSU employees get preferential rates.
Tip for Self-Employed: ITR filing for 2 consecutive years is essential. High cash withdrawals in bank statements may reduce loan eligibility. Maintain a clean banking trail showing business income.
Tip for Business / Firm: Loan in firm's name requires higher documentation. Ensure firm's bank account shows regular turnover. GST filing history improves credibility significantly.
Tip for Pvt. Ltd. / LLP: A Board Resolution is mandatory and often overlooked. Ensure company's CIBIL (commercial bureau) score is healthy. Car loans to companies often need personal guarantee of a director.
Fleet Loan Tip: For 3+ vehicle fleet loans, banks may require a Fleet Utilization Certificate or Trip Sheet records to verify income. Ola/Uber weekly earning screenshots significantly speed up approval. Some banks offer dedicated fleet finance products at 8–10% p.a. for active aggregator operators.